How to Use Automation to Save Money Without Even Trying!

Let me share a story about a close friend of mine—someone who went from constantly stressing about her finances to discovering a secret that made saving money feel like magic.

It all started on a cool Monday morning. She was standing in line at her favorite coffee shop, thinking about the growing pile of bills waiting for her at home. You know that feeling, right? That constant worry, where no matter how hard you work, it feels like there’s never quite enough. She confided in me later that she’d been stuck in this cycle for years—working hard but always scrambling to make sure ends met, while her dreams of building a solid savings account seemed so far away.

That’s when everything changed, thanks to one simple shift—a discovery that would put her savings on autopilot, without her even realizing it.

The Moment That Changed Everything

One evening, she opened up to me about her struggles. I could see the stress weighing her down. So, I told her about something I had learned recently—automation. "Why don’t you let technology do the heavy lifting for you?" I suggested. She looked at me, confused at first, and honestly, I couldn’t blame her. To most of us, automation sounds like something reserved for big businesses or tech geniuses.

But I explained how it had transformed my own finances, and I could see the gears turning in her mind. She decided to give it a shot. What did she have to lose?

Setting Up Her Savings Autopilot

The next day, she took the plunge and set up a few automation systems to kick-start her savings:

1. Automated Transfers
   First, she arranged for her bank to automatically transfer a small percentage of her paycheck into a separate savings account as soon as it landed. She didn’t even notice the difference because the money never sat in her main account in the first place. It was like paying herself first, before life got in the way. Over time, she started to see that little fund grow—and all she had done was set it up once.

2. Round-Up Savings
   Then, I showed her something that really made her smile. She found an app that automatically rounded up her everyday purchases to the nearest dollar and saved the spare change. So, every time she bought a $2.75 coffee, the app rounded it up to $3 and saved that extra 25 cents. It seemed small at first, but those little amounts added up fast. By the end of the month, she had saved $40 without even trying!

The Unexpected Joy of Saving

A few weeks later, we met up for coffee. I could tell something was different about her. Gone was that heavy cloud of worry, replaced by a sense of calm and control. She had completely forgotten she’d set up her automated savings, and that was the best part—she was still living her life the way she always had, enjoying dinners with friends, grabbing her daily coffee, and treating herself occasionally.

But now, every time she peeked at her savings account, there was more money there. It was like having an invisible assistant, quietly stashing away cash in the background. She didn’t have to think about it, she didn’t have to work at it—it was all happening automatically.

One month, her car broke down and needed repairs. Normally, she would have panicked, trying to figure out how to cover the unexpected cost. But this time, she calmly dipped into her growing savings and paid the bill. No stress, no scrambling—just peace of mind. It was a small victory, but it meant the world to her.

The Bigger Picture

As she got more comfortable with automation, she started looking for other ways to use it in her life. She signed up for a service that canceled her unused subscriptions for her, saving her even more money. She found a utility service that automatically switched her to the cheapest electricity provider in her area. Even her grocery shopping became smarter, with recurring orders based on her budget, helping her avoid unnecessary splurges.

All these little automations added up, and soon enough, she was saving hundreds of dollars a month. And the best part? She wasn’t living any differently. She hadn’t given up her favorite things—just made small adjustments that paid off in a big way.

Discover the Power of Cash Back with Rakuten

As my friend embraced automation, she soon stumbled upon another gem that added to her savings—Rakuten. This platform turned her everyday shopping into a money-making opportunity without any extra effort on her part. Imagine being rewarded for purchases you were already making! That’s exactly what Rakuten does.

Rakuten allows users to earn cash back on everyday purchases from thousands of retailers. All she had to do was sign up for a free account, browse her favorite stores, and shop through the Rakuten portal. It was seamless! Every time she made a purchase—whether it was for groceries, clothing, or even travel—she earned a percentage back. The best part? Rakuten automatically tracks her cash back and sends payments via check or direct deposit, making it feel like a nice surprise every quarter.

This added another layer to her financial automation. While she was already saving money through automated transfers and round-up savings, now she was also making money passively while online shopping.

Before she knew it, the cash back she earned was adding up, creating a fund she could use for special treats or unexpected expenses—like that car repair she had handled with ease. With Rakuten in her toolkit, saving money felt effortless and rewarding.

Now, she often shares her Rakuten experience with friends and family, encouraging them to take advantage of this simple yet effective way to save. It's another piece of her automation journey that transformed her finances, proving once again that small changes can lead to significant rewards.

Start Earning with Rakuten

If you are ready to add another layer to your savings strategy, consider signing up for Rakuten, it is free. Just like my friend, you will be surprised at how easy it is to earn cash back on purchases you already make. Let automation work for you in more ways than one!

You Can Do It, Too

If you had told my friend six months ago that saving money could be this effortless, she probably wouldn’t have believed it. But now, she’s living proof. Automation isn’t some futuristic concept reserved for the ultra-wealthy or tech-savvy. It’s something we all have access to, and it works quietly in the background, making life easier without any extra effort.

Imagine waking up a few months from now and realizing your savings account has grown on its own. Imagine still enjoying your life—treating yourself, living fully—without that nagging stress about finances. It’s all possible when you let automation do the hard work.

Start Your Automation Journey Today

So, why not start small? Set up an automatic transfer, or try out a round-up savings app, and of course sign up for Rakuten. Let these systems quietly do their thing, and watch your financial life transform, one automated step at a time. Your future self will thank you, and the peace of mind that comes with it? That’s priceless.